Use Case

Add compliant, API-first Voice
AI into your debt collection software

Run payment reminders, capture promises-to-pay, and write outcomes back to your collections platform. With pilot-ready and API-first integration.

How it works

How the integration works

Vodex is the voice layer for receivables platforms: plug in via API, start campaigns quickly, and keep everything audit-ready.

Plug in via API

Connect Vodex to your collections platform through APIs and webhooks, or start a pilot with a simple CSV upload.

Configure flows

Set scripts, disclosures, intents, routing rules, and pacing so every call follows your business logic.

Launch campaigns

Run payment reminders, promise-to-pay capture, and right-party contact campaigns from your existing account data.

Sync outcomes back

Call outcomes and transcripts are written back to your platform via API, webhook, or downloadable CSV. Everything stays audit-ready.

Running a collections operation? See Vodex for Debt Collection

The gap

Why add a voice layer

Collection platforms can manage accounts, track payments, and run workflows, but they can't hold a conversation.

Why Voice AI

The conversation your platform can't have

Your software already knows which accounts to call and when. Voice AI makes the call itself.

  • Faster right-party contacts
  • Fewer manual dials
  • Cleaner audit trails

Why Vodex

A voice layer without the rebuild

Vodex adds a Voice AI layer to your platform instantly; no rebuilds required.

  • Instant integration
  • No rebuilds
  • Multi-channel consistency

Platform

Key capabilities

Everything a receivables platform needs to run compliant voice campaigns, from first dial to final report.

Debt Collection Firms — photo

Debt Collection Firms

Effectively capture promise-to-pays with timely and compliant payment reminder calls.

Lending & Financial Services — photo

Lending & Financial Services

Make timely and compliant reminders to capture intent or allow borrowers to negotiate payment terms.

Utilities & Telecom — photo

Utilities & Telecom

Reduce missed payments with timely reminders and meaningful capturing of promise-to-pays, with a smooth experience for your customers.

Running a collections operation? See Vodex for Debt Collection

Workflows

Four core workflows

The Tier-1 conversations that make up most of a collections floor's day, ready to run from your platform.

Payment Reminders — photo

Payment Reminders

Automated reminder calls before and after due dates, with every outcome logged back to your platform.

Promise to Pay Capture — photo

Promise to Pay Capture

Capture PTP commitments with the required disclosures, then schedule follow-ups automatically.

Right Party Contact — photo

Right Party Contact

Verify identity before any account discussion so every conversation stays compliant.

Dispute Triage — photo

Dispute Triage

Log disputes, tag the account, and route complex cases to your human agents.

Want the collections team view? See how agencies and lenders use Vodex

Impact

Impact on both sides of the platform

Results banks, collection agencies, lenders, and the software providers who serve them are experiencing.

For banks, agencies & lenders

40%+

Faster recovery on overdue accounts

95%

Automation in outbound and inbound calls

30%+

Reduction in missed follow-ups

For software providers

3–5×

Stickier adoption

25%

Uplift in retention

40%

Increase in ARPU

Running a collections operation? See Vodex for Debt Collection

Compliance

Compliance controls, built in

Every campaign runs inside guardrails your compliance team can inspect, lock, and audit.

Script locking & audit trailsConsent capture before every callTCPA, FDCPA & Reg F guardrailsEncrypted recordings & transcriptsSOC 2 and ISO 27001 controls

Running a collections operation? See Vodex for Debt Collection

Frequently asked questions

Yes. Vodex connects via APIs/webhooks or simple CSV uploads for pilots and can write call outcomes back to your CRM. If your platform already uses a dialer/SIP trunk Vodex can sit on that channel; if not, we can run campaigns from Vodex and sync results into your system.

Yes, when flows enforce the same rules as human collectors (disclosures, consent/DNC handling, correct calling windows, and audit logs). Properly configured Voice AI often improves compliance consistency because it never skips required language and creates timestamped transcripts.

A CSV pilot can run in 1–3 weeks. A standard API + dialer integration typically takes 4–8 weeks depending on telephony setup, CRM mapping, and compliance checks. Pilots are recommended to validate outcomes before full rollout.

No. Voice AI handles high-volume, repetitive Tier-1 work (reminders, verification, basic negotiations). Humans keep responsibility for hardship cases, disputes, and complex negotiations; calls can be warm-transferred with full context.

Calls and data are encrypted in transit and at rest, access-controlled, and logged. Vodex can provide compliance documentation and audit artifacts on request to support vendor reviews and regulatory needs.

You need an outbound voice channel (dialer, SIP trunk, or telephony partner). Vodex works with your existing telephony or can route calls from our platform through partner carriers — the important part is an enabled calling channel.

Yes, with caveats. Common approaches: transfer to a PCI-compliant IVR, send a secure payment link via SMS, or warm-handoff to an agent for assisted payment. Full in-call card collection requires PCI controls and approved payment partners.

Track PTP capture rate, PTP→ payment conversion, connect/RPC rate, average handle time (AHT), cost-per-contact, and escalation rate. Run a control vs test cohort so you can credibly measure lift before scaling.

Outcomes (PTP date/amount, paid, dispute, disposition) and transcripts are delivered via API/webhook or downloadable CSV. You control field mapping so CRM records update in near real-time and remain audit-ready.

Yes. You can configure intents, routing rules, escalation paths, workflows, and logic to mirror your exact collections process. Vodex maps to your existing rules so AI acts as a seamless voice layer on top of your system.

Everything you need to know about putting GenAI voice agents to work. Can’t find an answer? Talk to our team.

Do you have more questions?

Talk to our team about putting GenAI voice agents to work for your collections pipeline.

Talk to Sales

Enterprise-grade security & compliance

Built for enterprises

Exceptional performance, scalability, and dedicated support. Deploy compliant AI agents that accelerate recovery while cutting cost-per-contact.

SOC 2 Type II · ISO 27001 · 24/7 support

Ready to supercharge
your engagement?

Join the enterprises already using Vodex to turn reminders, collections and follow-ups into recovered revenue.